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Save a Little

by Kim Miller | April 15th, 2010

Financial advisors suggest we all keep two or three months’ worth of earnings in a current account to cover fnancial emergencies. Business advisors (including me) suggest that organizations create plans for contingencies.

We don’t know everything that is going to happen, and we certainly can’t control the future. So on a personal level, I advise my people to leave a little emotion in the bank. No matter how good or bad things are going, we can quickly be whacked upside the head. Things can get worse.

It is important to plan emotionally for the possiblity of a major setback. This all happens in the head and heart. It is simple in principle but difficult in practice. If we accept the possiblity of a challenge, we are more prepared to deal with it when it occurs.

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